How much should a cost segregation study actually cost?
For a standard residential rental or STR under $2M, anything over ~$2,000 is mostly paying for delivery model and brand — not for tax-rule access. Every legitimate provider draws on the same IRS depreciation framework (RSMeans cost data, MACRS classification per Rev. Proc. 87-56). Where firms differ is in execution: documentation depth, manual engineering involvement, and turnaround. Your CPA files the same forms either way. Premium pricing genuinely earns its keep on complex commercial ($3M+), mixed-use buildings, and industrial facilities with specialized equipment, where direct engineering judgment changes the answer.
Does the IRS require a site visit?
No. The IRS ATG recommends "detailed engineering" — component-level cost allocation using recognized databases. That does not require a person physically entering your property. For standard residential properties, remote-data-driven approaches using assessor records, satellite imagery, and cost databases can be sufficient. For a manufacturing plant or hospital with specialized equipment, a site visit adds genuine value.
Can I do a study on a property I bought years ago?
Yes. Your CPA files IRS Form 3115 (change of accounting method) and you take all the missed depreciation in the current tax year — no amended returns required. If you bought a rental in 2015 and never did a study, you can claim a decade of missed accelerated depreciation on this year's return in one shot.
Is 100% bonus depreciation still available in 2026?
Yes. The One Big Beautiful Bill Act (signed July 2025) permanently restored 100% bonus depreciation for qualifying property placed in service after January 19, 2025. All your 5-, 7-, and 15-year components can be fully deducted in year one.
What's the difference between a "full engineering" study and an automated report?
Full engineering: human engineers review your property (sometimes on-site, sometimes via video) and classify each component by hand. Automated: same cost databases, same IRS depreciation framework, software does the cataloguing. For standard residential properties, the execution variance between the two tends to be small relative to the price difference. The difference starts mattering for complex commercial where human judgment on edge cases — unusual basis allocations, specialty MEP, mixed-use ratios — can change the deduction outcome.
Is cheapcostseg.com affiliated with any provider?
Yes — disclosure. cheapcostseg.com is operated by the team behind
costsegsmart.com, a cost segregation provider included in these rankings. Our perspective is not independent. Treat this as a disclosed market guide created by a market participant, not a neutral publisher. Other firms listed are separate companies and did not pay for placement. Rankings reflect our own research — you should do your own due diligence before choosing a provider.